of it and start to become healthy again. what this does is keeps the buyners place, keeps people in homes they can t afford. martha: and that prolongs the entire process for everybody in this country. what about this phenomenon where you have houses that are falling into disrepair that have been foreclosed upon that some first-time home buyers might want to get into, they can t get into those houses and those homes are becoming delapidated and bringing down the neighborhood. absolutely bringing down the rest the neighborhood and consider the lenders, citigroup said friday things are doing well, the stock was trading higher, then this news came out there may be a blanket moratorium on foreclosed homes. remember, these are banks that are trying to put money out, they have a risk, they can t get it back, citigroup tanked, it was a free market tanking of lenders across the board. it s a bad idea. got to let the free market take over even though it may hurt. martha: what do you think will