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To embed, copy and paste the code into your website or blog: While the starting point for assessing an insurer’s duty to defend requires comparing the allegations contained within a complaint to the language contained within the insured’s policy, the majority of states require an insurer to do more. In Alabama, a failure of the underlying complaint to allege damages falling within the policy’s terms is not necessarily fatal to coverage – if there are facts provable by admissible evidence to place the loss within coverage.  The U.S. District Court for the Southern District of Alabama recently examined Alabama’s broadened duty to defend standard in

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