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It is a time when confidence in institutions and governments is at an alltime low but when theres been a huge surge in the growth of shared Economy Companies like airbnb, tender and uber. Statistics show we are shifting our trust away from institutions toward individuals or some would say strangers here in areas as diverse as dating, banking, to sharing rides or even hiring nannies. She has been in this getting these trends to try to understand how technology is transforming trust and exploring what the implications are for our decisionmaking in life, work in business. She completed her postgraduate studies at harvard and lectures at oxford. She divides her life between sydney where she lives with her husband and two children and london. We welcome rachel botsman. [applause] thank you. Good evening, everyone. Thank you for coming. I know that its the cusp of the holidays, so happy holidays to all of you. It is really lovely to come back to harvard. I have been back for about 18 years,

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