be higher than that we believe the risk to the club economy is higher than the nice because we just talked about it because of it because it has on certain days done is it just the balance of the damage that physically climate change will do or is it also the cost of actions that countries take to mitigate climate change. yeah there s a mix of things natural disasters the as you mentioned the severity and the intensity of those will increase there s also countries having to spend money countries given their sort of their plans that were great in the past on the court will have to put plans in place without good money down to adapt to climate change on city here in the u.k. for example and there s going to flood defenses being built and i m sure sam s happening there in europe but the and that and that really points the difficulty to the developing world has. the figures so that it s less than might they will have to spend money really i can adapt their figures show that the rich wester