despite what the government put into it. that s correct. the city improved a lot of their properties with excess amenities as has been mentioned before in a community area or neighborhood where formica countertops were typical, they would put granite countertops and tile floors where vinyl floors were typical so their improvements were excessive in terms of what was typical to the neighborhood. is one of the problems no one went into the real world to ask a real appraiser like you, can this work? and now, there s nobody s name on this program. dollars are out the door and nobody pays the price. in the private sector, a company would go down and maybe have to collapse because of this. i feel the city was being altruistic and had good intentions but from my knowledge, none of the private sector was included either as advisors or in giving opinions as to whether the program would