their home waiting to settle their claim. so one of the biggest problems that we have in the state of florida is that insurance companies are not made to fully and timely pay their claims. and that s the barrier to rebuilding. it also can lead to a foreclosure crisis. you have folks who throw up their hands and say we are just going to leave the property. it s not worth fighting about, et cetera. and so we re in a really difficult time here in the state of florida. we have blue tarps still in the panhandle. we are now going to have that through the middle of the state. what do you say regarding the insurance industry s argument about florida s tort laws. it encourages more lawsuits against insurers than other states, but there is there have been a lot of fraudulent claims as well where insurers have been forced to settle in addition, correct? yeah, so that s a more
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