Savings. And especially the age where we are. Where should we be as far as retirement and our savings right now before you get to retire you want to have 10 to 20 times your salary. When your 6510 to 20 times your salary. 20 times if youre going to be living fact. By the time you pick 45 which is generation x material, you need three to four times your salary if youre making 100,000 unique 400 to 500,000 in your savings otherwise, you are falling away behind. is a 45 for you should start readjusting your portfolio. if youre on the high and absolutely. If youre not alone and you may have to work a little bit longer to expose their capital to more risks. Youre no longer are 20 or in their early thirties. Yet a big chunk of change. You want to make sure you have allocated properly see you get the exposure to growth. And the final 15 to 20 years and savings. If you dont do it on your 401k hit that bottom automatic to rebalance your portfolio so you dont get out of whack. i think a big part