Most Americans qualify for Medicare by turning 65 but there are other ways to qualify such as being disabled, having End Stage Renal disease (ESRD) or ALS. Today we are going to look at how you would sign up if you are disabled.
If you are under the age of 65 and disabled, you will automatically be enrolled in Part A and Part B after you have received Social Security or Railroad Retirement Board (RRB) benefits for at least 24 months. If you are disabled, covered by your or your spouseâs group health plan and wish to stay on that plan, my suggestion is to contact the plan and confirm that you can remain on the plan even though you have Medicare. This may allow you to delay your Part B until a later date.
When I began working with Medicare health plans a few years ago it became obvious to me that people aging into Medicare were joining a health insurance program that they
We have spent the past two months discussing the Medicare Annual Enrollment Period. We have talked about Medicare health plans. We have covered the different types of health plans and how to choose the one that may be best for you. We also discussed Medicare prescription drug plans and how they can change and need to be reviewed each year. But, just because the Annual Enrollment Period is over doesnât mean you can go to sleep at the wheel. There are some things you need to stay on top of.
To begin with you should make sure you have received your enrollment card from each insurance company you signed up with. If you enrolled into a Medicare Supplement and prescription drug plan you should have received two cards. One card from the company handling your supplement and another card from the company handling your drug plan. If you enrolled in a Medicare Advantage plan you should have received one card and thatâs from the company your Advantage plan is with.