The Ramaytush Ohlone, who are the original inhabitants of the San Francisco peninsula as indigenous stewards of this land and in accordance with their traditional is the Ramaytush Ohlone have never ceded lost nor forgotten their responsibilities as the caretakers of this place, as well as for all peoples who reside in the traditional territory. As guests, we recognize that we benefit from living and working on their traditional homeland, and we wish to pay our respects by acknowledging the ancestor elders and relatives of the ramaytush community and by affirming their sovereign rights as first peoples. Thank you. So now i believe we need to move into the vote to excuse current and future absences. Laura, if you have any guidance around this, are we going to use the current ones . So its just if anyone needs to flag a future one. Okay. Is there any future absences that need to be okay . Thank you so much. Okay. All right. So well move to item number two. Item number two, which is Public
Roll call. Laura, if you would, please. Ive apologies. Okay member catalano, absent member cunningham denning present. Uh, member vice chair dantonio. Yes. Present member. Friedenbach present member. Preston present member. Walton absent. Chair. Williams present. All right. So we do have quorum and were now going to move to our rahmatullo land acknowledgment. So we acknowledge that were on the unceded ancestral homeland of the Ramaytush Ohlone, who are the original inhabitants of the San Francisco peninsula as indigenous stewards of this land and in accordance with their traditional is the Ramaytush Ohlone have never ceded lost nor forgotten their responsibilities as the caretakers of this place, as well as for all peoples who reside in the traditional territory. As guests, we recognize that we benefit from living and working on their traditional homeland, and we wish to pay our respects by acknowledging the ancestor elders and relatives of the ramaytush community and by affirming thei
2023. And we will start with roll call. Laura, if you would, please. Ive apologies. Okay member catalano, absent member cunningham denning present. Uh, member vice chair dantonio. Yes. Present member. Friedenbach present member. Preston present member. Walton absent. Chair. Williams present. All right. So we do have quorum and were now going to move to our rahmatullo land acknowledgment. So we acknowledge that were on the unceded ancestral homeland of the Ramaytush Ohlone, who are the original inhabitants of the San Francisco peninsula as indigenous stewards of this land and in accordance with their traditional is the Ramaytush Ohlone have never ceded lost nor forgotten their responsibilities as the caretakers of this place, as well as for all peoples who reside in the traditional territory. As guests, we recognize that we benefit from living and working on their traditional homeland, and we wish to pay our respects by acknowledging the ancestor elders and relatives of the ramaytush co
Today i will be talking to professor lisa servon from university of pennsylvania and author of unblinking of america that was just released this month. Thanks for having me. Host why did you write the book was written for . Guest i rode it because i could not understand originally why alternative financialservices like payday lenders why so many people were using them in the course of my research i learned that banks were not serving the lowend and i also realize there were some good alternatives coming on board part of the first book i have written that is not academic eroded for the policymakers, those working for financialservices industry and you and me that may not be happy with the financialservices theyre currently using. Host what do mean by alternative Financial Service providers blacks what is that and why is it called alternative . Guest ic consumer financialservices industry into three components one is a mainstream component the second is alternative checked cashiers or pa
How the new middle class survived. And lisa thank you for being here. Thank for having me. great to be here. Who did you write the book for . I wrote the book in a nutshell because i could not understand originally why if alternative Services Like check cashers and pay day lenders were so bad for people, why so many people were using them and in the course of my research, which took a few years, i learned that banks were not really serving the low the low and increasingly the middle class and i also realized that there were some good alternatives coming on board and i wanted to tell that story. The first book i wrote thats not an academic book, its for wider audiences. I wrote it for policy makers, for people who are working in the Financial Services industry and also for people like you and me, who may or may not be happy with the consumer Financial Services that theyre currently using. Great. Lets talk a little about what you mean by alternative Financial Services providers. So, lets