[applause] thank you, sabrina. Thank you all for being here. As you know, recently there has been a lot more interest in the role banks play in global economies and communities, particularly when it comes to very big mergers. The failure of the silicate valley bank, generated a lot of talk and those of you who have been Community Groups on the front line, and crc on others, have been asking some tough questions about what we are doing to make sure banks are serving the community. More recently, there has been some announcement of big proposed mergers between credit card giants. In february, the Banking Industry sued the regulators regarding Community Reinvestment act. So i thought i would spend a little time today talking about how we should think about why banks serve communities and neighborhoods. I think a lot of people want to believe that banks are serving the underserved because it is charitable. So im going to first discuss some of the history about banking law and that terms co
[applause] thank you, sabrina. Thank you all for being here. As you know, recently there has been a lot more interest in the role banks play in global economies and communities, particularly when it comes to very big mergers. The failure of the silicate valley bank, generated a lot of talk and those of you who have been Community Groups on the front line, and crc on others, have been asking some tough questions about what we are doing to make sure banks are serving the community. More recently, there has been some announcement of big proposed mergers between credit card giants. In february, the Banking Industry sued the regulators regarding Community Reinvestment act. So i thought i would spend a little time today talking about how we should think about why banks serve communities and neighborhoods. I think a lot of people want to believe that banks are serving the underserved because it is charitable. So im going to first discuss some of the history about banking law and that terms co
[applause] thank you, sabrina. Thank you all for being here. As you know, recently there has been a lot more interest in the role banks play in global economies and communities, particularly when it comes to very big mergers. The failure of the silicate valley bank, generated a lot of talk and those of you who have been Community Groups on the front line, and crc on others, have been asking some tough questions about what we are doing to make sure banks are serving the community. More recently, there has been some announcement of big proposed mergers between credit card giants. In february, the Banking Industry sued the regulators regarding Community Reinvestment act. So i thought i would spend a little time today talking about how we should think about why banks serve communities and neighborhoods. I think a lot of people want to believe that banks are serving the underserved because it is charitable. So im going to first discuss some of the history about banking law and that terms co
[applause] thank you, sabrina. Thank you all for being here. As you know, recently there has been a lot more interest in the role banks play in global economies and communities, particularly when it comes to very big mergers. The failure of the silicate valley bank, generated a lot of talk and those of you who have been Community Groups on the front line, and crc on others, have been asking some tough questions about what we are doing to make sure banks are serving the community. More recently, there has been some announcement of big proposed mergers between credit card giants. In february, the Banking Industry sued the regulators regarding Community Reinvestment act. So i thought i would spend a little time today talking about how we should think about why banks serve communities and neighborhoods. I think a lot of people want to believe that banks are serving the underserved because it is charitable. So im going to first discuss some of the history about banking law and that terms co
This legal update summarizes (a) the reporting requirements under Section 13 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), which are generally applicable to.