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Fintech: OCC Issues Significant Ruling Permitting National Banks To Use INVN And Stablecoin Technology - Technology

To print this article, all you need is to be registered or login on Mondaq.com. The Situation: On January 4, 2021, the Office of the Comptroller of the Currency ( OCC ) issued an Interpretive Letter permitting national banks and federal savings associations ( Banks ) to participate in independent node verification networks ( INVN ) and to use stablecoin, a type of cryptocurrency designed to have stable value, to conduct payment and other activities permitted for banks. The Result: The OCC Interpretive Letter relies upon longstanding regulatory and case law precedent holding that the business of banking should evolve and adapt to technological changes as they occur. The OCC concludes that validating, sorting,

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