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Fintech Week in Review - June 2021 | Perkins Coie

[co-authors: Stephanie Duchesneau and Samuel Klein] Weekly Fintech Focus Federal financial regulators extend the deadline for responding to its request for information about financial institutions’ use of AI. The CFPB issued FAQs on electronic funds transfers under EFTA and Regulation E to address issues related to fraud and private network rules. The Federal Reserve proposed a rule to update the Durbin Amendment/Reg. II to ensure two debit networks are available, including for card-not-present transactions. The Federal Reserve proposed a rule to apply Regulation J to FedNow transactions and to establish rules for the FedNow Service. CSBS seeks comment on its proposed nationwide licensing framework for MSBs.

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