Replacing the misleading Annual Percentage Rate (APR) with a Total Cost Rate (TCR) would help consumers understand how much they will be expected to pay.
The ‘30X Rule of Retirement’ is a good strategy to adopt when planning for your retirement. But bear in mind that it is just a measure to see how far away you are from that goal. Actual retirement planning calls for many variables that are dynamic. Be prepared for your assumptions to go astray when you actually retire.
Traveling abroad for any reason whether it's for work, school or holiday can be exciting and nerve-wracking all at the same time. After all, you're going to a different country where many things.
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