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  Fintech activities relating to alternative financing and mobile money are less developed in Europe than in the Americas and Asia Pacific (APAC), a trend’s most likely due to the region’s high pre-existing banking presence and financial inclusion, strict regulation, and in some countries, consumers’ strong preference for cash, according to a new working paper by the International Monetary Fund (IMF). In a paper titled Fintech in Europe: Promises and Threats, the IMF argues that compared to the Western Hemisphere, which comprises the Americas, and APAC, fintech companies’ reach and development in Europe are significantly lower despite the region leading the rest of the world in Internet coverage.

United statesUnited kingdomAsia pacificInternational monetary fundWestern hemisphereMiddle eastGlobal fintech lending market volumesNorth americaFintech lending market volumesAlternative finance volumeFinance volumeFintech previewஒன்றுபட்டது மாநிலங்களில்ஒன்றுபட்டது கிஂக்டம்ஆசியா பெஸிஃபிக்சர்வதேச பண நிதி