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APR vs interest rate: What you need to know when mortgage shopping

Learning the difference between mortgage APR and interest rate makes you a smarter mortgage shopper and can save you money.

Ted erhartBryan jordanFinance tipNorris lake retirement planningLoan estimateInterest ratesMortgage pointsMortgage lendersMortgage aprMortgage ratesClosing costs

Personal Finance Tips and Advice for Recent College Graduates

Morningstar's investing specialists recommend saving for retirement early, negotiating your starting salary, and more.

United statesHong kongJohn rekenthalerChristine benzRuth saldanhaAmy arnottSusan dziubinskiAndrew willisLeslie nortonSarah newcombSylvia hauserMoney tipSave when you canWhere you canFind balanceSpend mindfully

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