question, perhaps, but what is the reflection of janet yellen the public figure in this? such a hugely powerful job in american life. about which and about whom so little is heard during the year normally. absolutely. and the fed chief miss yellen has come under criticism because wall wl s been wastreet s been a rate increase for some time. you know, the market s kind of been on pins and needles and people trying to buy homes or finance cars, you know, they make the decisions based on how much they can pay per month and when the expectation was put out there six months ago, that they might raise rates and then they didn t, the fed lost a little credibility so if they had not moved on rates this time, i think they would have lost a lot of credibility. olivia, you concur with that? i do agree. the fed, of course, supposed to be independent and conservatives