back to anything that feels like normal pricing. inflation if the story of 2021 was surging used car prices and high price force washing machines and lumber, unfortunately, the story for 2022, at least for the first few months is really going to be inflation across the board. we are seeing high prices for food, for utilities. and the one that worries me is rising rent prices. 35% of americans rent their homes. they tend to be lower income americans. what s different this time around is normally when we talk about high rents, we think about new york city, los angeles, san francisco. but this time around the biggest rent increases, 20% rent increases are happening in places like fienis, reno, nevada, jacksonville, florida, places that used to be seen as affordable. i think the takeaway is we are in for a rough few months and