Choose The Best Health Insurance For Yourself & Your Family Made Easy - Reasons, Criteria & Types By siliconindia | Monday, 15 March 2021, 09:23 Hrs According to the World Health Organisation, around 32% of hospital admissions in urban India are financed by loans and/ or sale of assets. Also, close to 48% of hospital admissions in rural India are financed by these same sources. Even in this time and age, there is a very negligible share of health insurance that contributes to any of these expenses. According to the same statistics, over 70% of Indians spend their entire income on health care. If we look at the poverty line, 3.2 % of Indians tend to fall under it only as a result of high medical expenses.