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The Debt Panel: We are struggling to juggle our debts on a reduced salary Should we apply for help under the Tess programme?

Generation Start-up: Tabby looks to the past to disrupt the future of online shopping

Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. The launch of Tabby, an e-commerce start-up that offers the buy now pay later model, came at a fortuitous time – just before the coronavirus pandemic was beginning to spread around the world. The company, which works on the layaway model that was pioneered by struggling retailers during the Great Depression, soon found a booming market after the pandemic affected consumer credit and drove people to shop more online. The original layaway model was simple: customers who couldn’t afford to pay for merchandise in full could “lay it away” and pay for the item with a series of instalments, either weekly or monthly. Once it was paid off, they could take it home.

The Debt Panel: How can I check my credit score after a debt spiralled out of control during my two-year travel ban?

Counting down 10 big business moments from 2020: Business Extra

This week, Business Extra looks back at the 10 biggest business moments from the UAE and beyond in 2020. Co-host The National’s personal finance editor, Felicity Glover, to count them down. In this episode Dr Rajesh Suri in February, delivering a message to residents from Cleveland Clinic Abu Dhabi as it prepared for the pandemic (1m 05s) Naim Yazbeck of Microsoft UAE on the fate of the 9 to 5 working day in the WFH revolution (4m 41s) Ian Ohan, founder and chief executive of restaurant operator Krush Brands, on the impact of the delivery economy on small businesses (6m 36s) Jennifer Scott, chairwoman of the Commons Project, describes a new, open market for data amid antitrust allegations against Big Tech (8m 37s)

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