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(NAFB) – The Board of Directors from two Farm Credit associations in the upper Midwest have signed a memorandum of understanding for a proposed merger. AgCountry Farm Credit Services, based in Fargo, North Dakota, and Farm Credit Services of North Dakota, based in Minot, North Dakota, are currently assessing the benefits of a merger for stockholders and finalizing the terms of the merger agreement. The two organizations say the merging of two Farm Credit organizations does not reduce competition as each association serves a specific territory in which they do not presently compete. The objectives of the proposed merger include expanded service offerings, ongoing strong commitment to local communities, increased innovation, improved long-term operating efficiencies, and ultimately, increased value and customer experience for the combined customers/member-owners.

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