area here for the kind of actions you re talking about that conservatives could join with you? i think there is and it s the reminder that there are regulations that are helpful to all of us and the regulations are about safety. that s what obviously the train derailment was about. it s also about economic safety. we need a federal reserve that is doing its job and that is to keep these banks safe. look, no depositor, no small business, no family individual. should have to say i need to see the bank s balance sheet before i know that it s safe to put money in the bank. the whole idea is the regulators are supposed to keep those banks safe. you know, i used to talk about exploding toasters that you shouldn t have to be an expert on toasters to buy a toaster. we ought to know that they re safe. that s what regulations are about. same thing ought to be true about putting money in banks. it should be safe. banking should