On May 7, 2024, the United States District Court for the District of New Jersey issued a decision holding that the use by a debt collector of the Model Form validation notice under Regulation F.
On March 5, 2024, the Consumer Financial Protection Bureau (CFPB) finalized a rule ("Final Rule") that would reduce credit card late fees to $8 for large credit card issuers ("Larger Card Issuers").
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