desperate enough to use their services might be exploited, so i ve come to meet d. he says he s an enforcer. he collects debts. we re not using his real name. what happens if somebody can t pay their debt back? it depends on who it is, or what relationship we ve got. like, the ones that seriously take the- have no intention - of paying you. they re the ones in trouble. what does trouble mean? replace your vehicle, replace your windows, your door, broken nose, smashed up eye sockets. they re going to wish they paid me. they get a chance to explain themselves, and that s it. i am outside your house. and you don t want me outside your house. does it have to be so brutal, when these are vulnerable people.? the ones it happens to aren t the vulnerable ones. they re borrowing money to make money. these people can pay me back. they can. i see it as they don t want to. he told me he has lent money to hundreds of people, from £500 right up to £100,000.
notjust exorbitant rates of interest, but sometimes threats of violence. i wanted to understand how those desperate enough to use their services might be exploited, so i ve come to meet d. he says he s an enforcer. he collects debts. we re not using his real name. what happens if somebody can t pay their debt back? it depends on who it is, or what relationship we ve got. like, the ones that seriously take the- have no - intention of paying you. they re the ones in trouble. what does trouble mean? replace your vehicle, replace your windows, your door, broken nose, smashed up eye sockets. they re going to wish they paid me. they get a chance to explain themselves, and that s it. i am outside your house. and you don t want me outside your house. does it have to be so brutal, when these are vulnerable people.? the ones it happens to aren t the vulnerable ones.
what happens if somebody can t pay their debt back? it depends on who it is, or what relationship we ve got. like, the ones that seriously take the- have no - intention of paying you. they re the ones in trouble. what does trouble mean? replace your vehicle, replace your windows, your door, broken nose, smashed up eye sockets. they re going to wish they paid me. they get a chance to explain themselves, and that s it. i am outside your house. and you don t want me outside your house. does it have to be so brutal, when these are vulnerable people.? the ones it happens to aren t the vulnerable ones. they re borrowing money to make money. these people can pay me back. they can. i see it as they don t want to. he told me he has lent money to hundreds of people, from £500 right up to £100,000. would you say, with the cost of living going up, people are generally going more to moneylenders? yes. they re defaulting on their loans, on their mortgages. i help. that s how you see it?
like, the ones that seriously take the- have no - intention of paying you. they re the ones in trouble. what does trouble mean? replace your vehicle, replace your windows, your door, broken nose, smashed up eye sockets. they re going to wish they paid me. they get a chance to explain themselves, and that s it. i am outside your house. and you don t want me outside your house. does it have to be so brutal, when these are vulnerable people.? the ones it happens to aren t the vulnerable ones. they re borrowing money to make money. these people can pay me back. they can. i see it as they don t want to. he told me he has lent money to hundreds of people, from £500 right up to £100,000. would you say, with the cost of living going up, people are generally going more to moneylenders? yes. they re defaulting on their loans, on their mortgages. i help. that s how you see it? that s how i see it. there s no paperwork and no credit check for a reason. and that reason is you re not protected. th
smashed up eye sockets. they re going to wish they paid me. they get a chance to explain themselves, and that s it. i am outside your house. and you don t want me outside your house. does it have to be so brutal, when these are vulnerable people.? the ones it happens to aren t the vulnerable ones. they re borrowing money to make money. these people can pay me back. they can. i see it as they don t want to. he told me he has lent money to hundreds of people, from £500 right up to £100,000. would you say, with the cost of living going up, people are generally going more to moneylenders? yes. they re defaulting on their loans, on their mortgages. i help. that s how you see it? that s how i see it. there s no paperwork and no credit check for a reason. and that reason is you re not protected. they re not checking your credit history because they don t care if you can pay it back. they will absolutely bleed you dry. maybe they threaten you explicitly, in terms of physical harm,