for. people are able to hold on to the mortgage long enough for the market to come back. those are the ones that are going to be okay. for instance, home prices in california. one of the state s hardest hit by the crisis, rose dramatically last quarter. thanks to state credits, state tax credits, i should say, on top of federal credits. home prices in florida, though, and arizona, still haven t bottomed out. it will take a while for this to all sort out. so under water mortgages and therefore extension foreclosures, are gointo be a problem going forward. you can see it already in the four hardest hit cities, las vegas, nearly three of every homeowners owe more than their house is worth. in phoenix, orlando and reno, the rate is like 60%. a lot of people still feeling the pain of this housing crisis, and it is going to continue for a while. kate? all right. felicia taylor at the new york stock exchange for us. thanks so much, felicia. sure. a pair of escaped killers and an accompl