Working a minimum wage job can feel like you're constantly spinning your wheels without making any financial progress. But earning less doesn't necessarily mean your financial dreams are.
The first thing to do if your 401(k) hits $1 million is to pat yourself on the back. Most Americans struggle with saving much at all for retirement, and only a small percentage reach the mythical.
If you're like many other people, you probably have at least one checking account and one savings account. But you might also have a couple of investment accounts, some credit cards, and some loans..
Although it's now possible to self-manage your entire portfolio from the palm of your hand all without paying a dime in commissions the best way for most Americans to build successful, long-term.
What would you do with an extra $1,000 a month? That may sound like a lot of money to save, but it's do-able for many households at different income levels. Check Out: Frugal People Love the 6 to 1.