and basically the dynamic of our own economy as we are forced to reconcile trillions and trillions in various housing agreements and all the rest of it? well, the more foreclosures that take place, the lower and lower the neighborhood goes in terms of its valuation and the potential for homeowners, or ex-homeowners to, you know, to prosper and to thrive like they have in the past. as it sort of goes downhill. so consumption. it s something that the government doesn t want to happen. i would say that over the past year and a half to do years they haven t really done a great job. in terms of, you know, getting to the heart of the problem. if they re only now, you know, forcing gmac and some of the banks to relook at an interpretation of contract laws,