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AIFs seek capping of NBFC investments into funds at 10% of corpus

The ask comes on account of concerns relating to independence with respect to investment decision making in certain AIFs which has high share of their corpus from NBFCs.

Mint Explainer: The big fuss about RBI s AIF circular

ET analysis: Is evergreening of loans evergreen?

For years, evergreening of loans - throwing new loans to help a stressed or delinquent borrower repay old loans - has worried the regulator. Since rules prohibit lenders from doing this blatantly, some of them, mostly non-banking companies, had figured out a different way some years ago. They cut special deals with foreign credit funds, which bet on comparatively lower-rated bonds, to set up local alternative investment funds (AIFs).

UPSC Essentials | Daily subject-wise quiz | Economy (Week 37)

ET analysis: Is evergreening of loans evergreen?

For years, evergreening of loans - throwing new loans to help a stressed or delinquent borrower repay old loans - has worried the regulator. Since rules prohibit lenders from doing this blatantly, some of them, mostly non-banking companies, had figured out a different way some years ago. They cut special deals with foreign credit funds, which bet on comparatively lower-rated bonds, to set up local alternative investment funds (AIFs).

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