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[ music ] this is real money. Youre the most important part of the show. Join our conversation on twitter at aj real money and at if you like facebook, facebook. Com aj real money. Nemortgages are about to receive a sweeping overall if legislation is signed into law. If youre thinking about buying a home in the next few years listen up top fannie mae and freddie mac guarantee 60 of all home hones in america. Lawmakers are getting ready to phase them out and replace them with a mortgage corporation. Getting a mortgage is an agonizing process. You curse your lender because you have to jump through hoops to prove that you can qualify for that loan. You put up with it because without lenders you know you cant afford to buy the home itself. Banks and lenders feel the same way because without fanny and freddie many of them couldnt afford to give loans for the homes. They sell those loans from fanny and freddy and take the money and issue new loans. Fanny and freddy hold on to those homes or

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