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Capital One s marketing costs surge as card competition heats up

The expenses jumped 33% last quarter, which was generally in line with trends elsewhere in the credit card industry. The battle for new customers is “intense,” CEO Richard Fairbank told analysts.

Card issuers resisted slashing credit limits during pandemic: CFPB

Banks generally did not curtail loans to existing cardholders last year despite mass unemployment, according to new research by the Consumer Financial Protection Bureau. The results contrasted with what happened during the Great Recession.

GigaPoints Finds Average Credit Card User Could Be Earning an Extra $1,000 per year in Rewards

GigaPoints Finds Average Credit Card User Could Be Earning an Extra $1,000 per year in Rewards Share Article SAN FRANCISCO (PRWEB) April 28, 2021 GigaPoints (https://www.gigapoints.com/), a platform that provides personalized credit card recommendations based on a user’s spending, announced new data insights today. The company found that its average user could earn $1,046 more in rewards each year by switching credit cards. GigaPoints data also shows that on average, users earn just 1.07% back on their credit cards. “Rewards can really add up and a simple switch can mean a lot more money in your pocket,” said Erik Budde, CEO and founder of GigaPoints. “There are no-fee credit cards that pay 2% cash back on all purchases. Consumers who are earning less than that on their cards are leaving money on the table.”

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