Operator: Good morning, and thank you for joining Lincoln Financial Group s Fourth Quarter 2022 Earnings Conference Call. At this time all lines are in a listen-only mode.
Operator: Ladies and gentlemen, thank you for standing by, and welcome to Prudential s Quarterly Earnings Conference Call. At this time, all participants have been placed in a listen-only mode.
Operator: Ladies and gentlemen, thank you for standing by. Welcome to the MetLife Fourth Quarter and Full Year 2022 Earnings and Outlook Conference Call.