overall saying business was good in general. but if you read between the lines of the last earnings report, the earns were going down and down. they specifically talked about this but not like this. this was a bombshell. this was sort of an epif aphany from this company saying it s not working. you re talking about obamacare. right it s not working for them or any health care insurers because the claims outpace the premiums. listen, it was doomed from the beginning for a whole lot of reasons. right. there weren t enough who signed up. you had mostly sick people siping up. right. and also people on medicaid which meant that the rest of us were paying for all of their expenses expenses. right. this has become a giant medicaid program, if you will. not enough young people signing up. if you re younger, you ll take the penalty, whatever it is, a couple hundred bucks. you ll take that. a lot of unhealthy people. let s face it, a large unhealthy population. this has nothing to do