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IRDAI to enhance scrutiny of health & savings plans aimed at individuals over 55 to curb misselling

The insurance regulator is looking to tighten scrutiny and enhance transparency to prevent misselling of complex insurance products targeting individuals over 55. Measures include mandatory video verification, audits, and the use of assessment criteria and templates for policy documents. In December 2023, financial services secretary Vivek Joshi held a meeting with chiefs of state-run banks over issues related to bancassurance, including its effectiveness in increasing insurance penetration and challenges in the form of misselling.

FCC Fortifies International Section 214 Holder Obligations to Promote National Security | Hogan Lovells

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