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Definition: Employers liability insurance is one kind of business insurance, and most employers are legally obliged to take out a policy. This insurance can pay compensation costs and legal fees if an employee or ex-employee sues for illness or injury caused by their work. The health and safety of your employees are of paramount importance, and as an employer, it s vital to uphold that responsibility. Something as simple as slipping on a wet floor could lead to a claim. As accidents do happen, employees can protect the vitality of business with an employers liability insurance policy. This policy covers the statutory liability of an employer for the demise of or physical hurts or occupational diseases continued by the workmen arising out of and in course of employment. Any employer whether as a Principal or contractor engaging workmen as defined in WC Act to cover his liability to them under statute and at common law. The employer can cover Employees who do not qualify as Work

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