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Development and the director of the federal Housing Finance agency testified on increasing housing supply and reducing cost for borrowers. This before the Senate Banking committee. Its one hour 45 minutes. [inaudible conversations] [inaudible conversations] [inaudible conversations] [inaudible conversations] the committee on banking Housing Urban Affairs is called to order. Thanks for theo two witnesses joining us. Home is a lot more than four walls and roof. Home is where you go after long day at work. Home is where your kids play and do their homework. Home is where you plan for the future and build wealth. Home is a millions of families join the middle class. Our homes are an anchor in our lives, but for too many families around the country i home they can afford to c build the life around just just out of reach. I hear in ohio. I hear from people in lima city summer to why growth in mansfield were a new building with feet for 54 apartments for working families just opened. For the

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