Battle of tal afar. Continuing on to serve in afghanistan afghanistan. And now h. R. , im going to butcher your title. So ill let you give it to me directly. Its Deputy Commander general for training and doctrine command for futures. And then the clunky long title is the Army Capabilities integration center. Im glad i didnt try to memorize that. Arcic. But what h. R. Is really that quite extraordinary combination of thinker and great military leader. There arent that many in our history. There are a few people like general jack galvin but its very few. So were really privileged i think to have somebody with us who has an extraordinarily distinguished record of command including command in combat. With an equally distinguished record as a thinker. He was also i should have mentioned up front a senior fellow at the iiss and remains affiliated with iiss as well. Its wonderful to be here with him particularly since as i said were old friends. The way we thought wed do this is begin it as a
Could Work Together on a bipartisan basis would make enormous difference for a generation that is going to need Retirement Savings for a sound future. Well are we saving more or saving less . As a country our savings rate is improving as our economy has improved. But we need to see middle class workers saving more for their retirement if. If you look at the distribution for Retirement Savings the average amounts most middle class workers have is not really enough to rely enon. You have to strip out of the averages with the very large accounts due to the sdo to the averages. And weve tried to put in place the kind of tax incentives to move the process forward. Thank you. I yield back mr. Chairman. Thank you. This theres within talk about helping middle class Small Businesses and so forth. I have a real concern about an action treasure took in september 2013 when you i shoulded a regulation penalizing the use of Health Reimbursement arrangements by employers as a means of financially ass