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What is the most I can overpay my mortgage to avoid soaring rates?

I have £150,000 left on my mortgage and a fix that runs until 2027. My lender lets me overpay by 10 per cent without penalty, but what does that mean?

What s the best savings account to build up a house deposit?

Regular savings accounts pay the most interest but seem too limiting, while fixed rates don t let you keep adding cash. Should we just put it all in an easy-access account?

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