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2019 is that the economy is re-resilientre resilient. we learned that the central bank want to extend this economy and they want the toke continue. we have easy monetary policy. the federal reserve cut interest rates that was very supportive of economic growth. the unemployment rate reached the lowest in some time at 3.5%. we had about 160,000 jobs added to the economy every month, so it ended up being a good year over all for economic performance. and certainly the stock market showed that as well. and it was really quite different than a lot of people s expectations. if you think about where we were this time last year, the stock market was selling off violently. there were lots of concerns that recession in 2019. and we certainly did not see that. we saw an economy that proved true to continuing to add growth. and, michelle, one of the questions that i think a lot of people have on their minds, does the economy work for everyone? and i think from your position you have a better va

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