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What is the debt ceiling and how defaulting could affect everyday Americans

What is the debt ceiling? How defaulting could affect people

The debt ceiling, or the debt limit, is the maximum amount the federal government can borrow to finance obligations that lawmakers and presidents have already approved. "The U.S. government, when they reach that limit, they can no longer take any additional debts," said Alexandre Padilla, chair of the Economics Department at Metropolitan State University Denver. "The debt ceiling has been raised over 100 times between World War II and nowadays."

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