as beneficial as the tax cuts have been for the short term, the risk that people will spend that money which in a lot of respect is good but that will increase the trade deficit. who knows how the administration will respond to a bigger trade deficit. could neil: or might increase the gdp. i m not saying it won t. depends on how the money is spent. the key is we don t nope what will happen. neil: and the mood of investors has been the bull market and they kept buying, been rewarded richly for buying on these tips. i don t see a lot of people diving in. you could mark an argument when we get as low as south 1,600 points down on the dow, that someone finished in 11,75 that that is a bargain, i don t see that. you re the first brave soul i ve heard from that said i plunked money in an s&p fund.