those new federal overdraft rules dp into effect today. the once that are supposed to help the bank customers. before you hit the atm you ll want to hear what i have it say. right now banks don t handle transactions in the order they receive them. the biggest deposits first, what does it mean? the money you add today your account may still be in the banks to do stack when you go to withdraw it. last week, a federal judge ordered wells fargo it pay more than 200 million to customers for the way they process debit card transactions. practically guaranteeing overdraft fees, but the company is appealing the judge s decision. bank of america, citibank and chase are reportedly not changing their current policies. and speaking of money, who can forget the record stimulus package. remember how we were told it would jump start the u.s.