Operator
Good afternoon, everyone, and welcome to the Credit Acceptance Corporation Second Quarter 2021 Earnings Call. [Operator Instructions] A webcast and transcript of today s earnings call will be made available on Credit Acceptance website.
At this time, I ll now turn the call over to Credit Acceptance s Chief Treasury Officer, Doug Busk. Sir, you may now begin.
Douglas W. Busk
Chief Treasury Officer
Thank you. Good afternoon, and welcome to the Credit Acceptance Corporation Second Quarter 2021 Earnings Call. As you read our news release posted on the Investor Relations section of our website, at ir.creditacceptance.com, and as you listen to this conference call, please recognize that both contain forward-looking statements within the meaning of federal securities law. These forward-looking statements are subject to a number of risks and uncertainties, many of which are beyond our control and which could cause actual results to differ materially from such statements. The