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broken out over the individual mandate as analysts argue the hardship exemptions are so broad almost anyone can avoid the tax penalty for not buying insurance. the notion of covering the uninsured and having a mandate, which they said was absolutely crucial to obamacare, is falling apart day by day. there s a real question of whether the white house has just abandoned the individual mandate, the heart of obamacare itself. reporter: hardship exemptions are primarily aimed at the homeless or victims of evictions, foreclosures or bankruptcies and the like, but the last two, the 13th and 14th, opened the door wider. number 13 offers a hardship exemption if, quote, you received a notice saying that your current health insurance plan is being cancelled and you consider the other plans available unaffordable. it asked only for a copy of notice of cancellation. that was a pretty low bar to avoid the mandate, but then number 14 made it lower still, allowing a waiver if, quote, you experie

Affordable care actTax penaltyHardship exemptionsWhite houseDay byHealth insuranceDoor wider