70%. so, we ve seen stocks come down you get into the semantic game on wall street if the s&p falls 19.9% it was a correction not a bear market defined by a 20-% drop. we ve seen that five months now. it s safe to say it s a bear market also not i ll say what i always hear which is if you have no reason to take your money out for an imminent reason, leave it in. don t touch anything. and if you put money that you need imminently in the stock market that s a fundamental mistake of personal finance. if it s document payment money or emergency money, that s not in the stock market. ron insana, thank you so much, i m sorry for cutting you off. i have a big good-bye to do right now. before we go, some bad news for all of us, but some very happy news for pete williams, our longtime justice correspondent who is retiring later this