The bank is not expecting much loan growth, but lower credit expenses, another strong year in investment banking, and progress on its digital consumer bank could drive its earnings and valuation higher.
Operator
Good morning, and welcome to KeyCorp s first-quarter 2021 earnings call. As a reminder, this conference call is being recorded. I d now like to turn the conference over to the chairman and CEO, Chris Gorman. Please go ahead.
Chris Gorman
Chairman and Chief Executive Officer
Thank you for joining us for KeyCorp s first-quarter 2021 earnings conference call. Joining me on the call today are Don Kimble, our chief financial officer; and Mark Midkiff, our chief risk officer. On Slide 2, you will find our statement on forward-looking disclosures and non-GAAP financial measures. It covers our presentation materials and comments as well as the question-and-answer segment of our call.
KeyCorp To Present At The RBC Capital Markets Global Financial Institutions Conference prnewswire.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from prnewswire.com Daily Mail and Mail on Sunday newspapers.
Dive Brief:
Cleveland-based KeyBank plans to launch a digital bank in March aimed at serving healthcare professionals, Chris Gorman, the bank s chairman and CEO, told analysts during a fourth-quarter earnings call Thursday.
Through Laurel Road, the digital student loan refinancing platform it acquired in 2019, KeyBank said the new digital bank will serve the healthcare segment and expand the consumer franchise nationally. This launch will broaden our offering for Laurel Road clients to include deposits, additional lending products and other value-added services, Gorman said Thursday. We believe that both Laurel Road and consumer mortgage will continue to be relationship-based growth engines for our consumer business.
Operator
Good morning, and welcome to KeyCorp s fourth-quarter 2020 earnings conference call. As a reminder, this conference is being recorded. I d now like to turn the conference over to the chairman and CEO, Chris Gorman. Please go ahead, sir.
Chris Gorman
Chairman and Chief Executive Officer
Thank you, John, and good morning and welcome to KeyCorp s fourth-quarter 2020 earnings conference call. Joining me for the call today are Don Kimble, our chief financial officer; and Mark Midkiff, our chief risk officer. Slide 2 is our statement on forward-looking disclosure and non-GAAP financial measures. It covers our presentation materials and comments, as well as the question-and-answer segment of our call.