but in the scheme of the amount of money that we are dealing war, few million dollars here and a few million dollars there in a multitrillion dollar housing finance system and housing finance scheme is nickels and dimes. at what point do we see this type of precedent and liability ata tall. ed to liability attached to larger scale distribution systems at fannie may, freddie mack or the federal reserve when those loans were not camp pliant with the standards that they were purported to be adhering to? starts in one case. this mortgage case, which we are going to be hearing more about is an important case that is going to be cited by other courts in other cases. country wide he is going to have to pay $700 million back to investors that they agreed to. could be talking hundreds of millions in each of these case that will have a rippling effect and maybe deterrent of banks