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Cash back debit cards: Are they worth it? Bankrate 1/20/2021 © Cavan Images/Cavan/Getty Images Paying for home decor purchase with card with masks on Debit cards make it easy to pay for purchases directly from your checking account, but that doesn t mean they are worry-free. First off, paying with a debit card leaves you with more liability for fraudulent purchases when compared to credit cards. Not only that, but debit cards are light on perks, whereas cash back credit cards often come with benefits like extended warranties, guaranteed returns or purchase protection against damage or theft. Still, some debit cards are definitely better than others, and there are even a handful of cash back debit cards to choose from. If you re on the fence about earning debit card rewards or choosing another payment method, you should arm yourself with information before you decide.

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