on whether there is a huge government rescue for institutions that are in deep and if it does not materialize they have a huge problem. guest: it is true, you make a good point. clearly the role of government here is what is in question. as a result, as we mention in that political cycle, the r re of government is being reever value reevaluated. if you have a disaster you hope fema is there but no one wants to pay for it. that is the issue. in europe right new they are on the edge of a disaster and they may not be close enough to germany and france but they are there for greece. neil: how close are we, larry, to greece, for example? everyone says there are a lot of big money centered banks in the united states heavy exposed to greece and they only need to be exposed a little to have an effect. guest: the debt downgrade was a shot but a wake up call