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director left. but then, in the final version, the one that was voted on and signed into law, congress said, no, we really don t want to do that. what we want to do is have it happen automatically, if the director s unavailable, it goes to the acting director. the reason for that, push that agency as far away from partisan politics as humanly possible. because the republicans are saying it needs more oversight. you re saying, essentially, well, you re saying that there s a reason it was set up the way it was, so it s not beholden to anybody on either political stripe? and you know, that s been the idea behind banking regulations since the civil war. when the very first banking regulator was set up back in the 1860s, the whole idea was to say, for example, the funding should not be done through politics. it should be done separately, through fees and other mechanisms. and the reason was pretty straight forward. we didn t want a world where

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