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Canny View: The race to chase higher returns can be risky

Canny View: The race to chase higher returns can be risky 22 Jan, 2021 05:00 PM 5 minutes to read What we have witnessed over the years is the race to chase higher yield, is where the sharks start to circle. Photo / Supplied Hawkes Bay Today OPINION: Lurking just under the surface of the investment ocean is a risk waiting to devour retirees desperate for yield. It s understandable: after all, a retirement portfolio is supposed to generate cash. But considering the current economic situation generating income is tough. With New Zealand Government 10-year Bonds offering 1.016 per cent yield, and the big four banks offering 12-month term deposit rates between 0.75 – 0.8 per cent you can see why. On the other hand, income can be generated by dividends from holding shares.

This Exclusive Firm Now Sells ETFs Directly to Investors

This Exclusive Firm Now Sells ETFs Directly to Investors This Exclusive Firm Now Sells ETFs Directly to Investors A well-respected mutual fund company is allowing investors to access its funds for the first time without the help of a financial pro. Photo by TheVisualsYouNeed / Shutterstock.com A well-respected mutual fund company is allowing average investors to access its funds for the first time without the help of a financial adviser. Dimensional Fund Advisors more commonly known as “DFA” has unveiled its first line of exchange-traded funds, or ETFs. That means individual investors can now buy directly into DFA’s services.

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