Health insurance companies ask customers to mention in their application forms if they are a smoker and, if yes, the duration. They may also have to state if they are a compulsive smoker.
Set up in 2006, HDFC Credila is India s first dedicated education loan company. HDFC acquired control of the firm through two stake buys in 2009 and 2019 from DSP Merrill Lynch Capital Ltd and the Bohora family